Mortgage Qualifier

Mortgage Qualification Calculator

This calculator will help you to determine how much house you can afford and/or qualify for.

Purchase Information
Purchase price:
Down payment:
Loan amount:
Annual interest rate:
Length of the mortgage in years:
Monthly Payment Information
Monthly principal & interest payment:
Annual property taxes:
Annual insurance:
Annual PMI:
Monthly association fees:
Monthly payment (PITI):
Tax deductable portion of payment:
Qualifying Information
Gross income:
Monthly debt payments:
Qualify for loan?:
Maximum qualifying loan amount:
Current Income to payment ratio (max = 28%):
Current debt to income ratio (max = 36%):

This calculator and others on this site are provided without warranty regarding their accuracy or applicability to your individual circumstance. They are for your personal use and are not intended to replace professional financial advice.